the obama administration will fact check and see and make sure that what they've estimated is the true cost. >> i just don't understand this, bob. an estimated bill based on what? something like 1/3 of the people signing up here have not really signed up because there's no payment mechanisms. we're going to have guest estimates and the government is going to give the insurance company the money and the insurance company is going to hand over the subsidies to people who didn't sign up officially. this is a little "alice in wonderland" for me. >> you know how screwed up healthcare.gov was? well, they didn't fix the back end. it's so screwed up that the federal government, the obama administration, can't pay the insurance companies their share of the subsidy premium. people get subsidies to help buy insurance and the federal government provides those. the administration hasn't built that part of the administration yet. here we are, it's almost january 1. the back -- almost none of the back part of the system works. they still can't transfer the enrollment records, the 834s accurately. as